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Thank you for your interest in the VA Home loan program. If you have any immediate questions or concerns call us toll free at 866-946-1233.

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  • The most up-to-date info on VA loans
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Smart VALoans America's Premier VA Jumbo Loans
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SmartVALoans.com a service of Community 1st National Bank is proud to offer VA Jumbo home loans up to $1,500,000 Nationwide!


 

 

  • VA Jumbo loans up-to $1,500,000 for Purchase or Refinance.
  • Lower interest rates that most other form of financing with lower downpayment requirements if any at all depending on the VA county limits
  • Credit scores down to 620 are acceptable
  • NO Monthly Private Mortgage Insurance (PMI) Required

VA Loan Limits

VA 2018 Loan Limits Per County. If your county is not on the high cost list the maximum limit is $453,100.

VA Jumbo Loans over the VA loan limits

SmartVAloans.com permits VA Jumbo Loans up-to $1,500,000. However, a 25% down payment is required on the difference from the purchase price to the VA loan limt for your county. For example, if the purchase price is $600,000 in a county where the maximum limit is $453,100 the minimum required down payment would be $36,725 as calculated below.

  • $600,000 (Purchase Price) minus the $453,100 (maximum 100% limit) = $146,900
  • 25% of $146,900 difference is $36,725, or just 6.12% of the purchase price
Smart VALoans America's Premier VA Jumbo Loans
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No punitive interest rate increase under VA Jumbo loans under $1,500,000. Unlike conventional and FHA jumbo loans that can carry up to a full 1% increase or more; this can save you thousands of dollars.

No monthly mortgage insurance premiums (PMI) which are required on most mortgages without a 20% down payment which will save you hundreds of dollars per year.

Little to no down payment required. VA Jumbo loan do not require perfect credit.

Apply now online for a VA Jumbo Purchase or VA Jumbo Refinance or simply give us a call at 866-946-1233 and ask about our VA Jumbo Loans today!