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  • One of the best VA lenders in the country.
    I could not have had a better experience. This was my first purchase and it was so smooth that I never felt uncomfortable at any point in the process. Josh kept me informed in every area and held out for the best VA rate. I knew at a certain point that they were not just doing business, but was looking out for my best interest. I was ready to close my VA loan in less than a few weeks. On every occasion Josh has kept his word to me. Nothing is more important to me. I will use them again and again. It was definitely a great experience. Thanks Josh! You are the man when it comes to VA loans.

    Robert
    Atlanta, GA
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About Us America's Premier VA home Loan Specialists
Midtown Kansas City

SmartVAloans.com is a service of Community 1st National Bank a national VA Lender. (NMLS #688651)

Based in Kansas City our headquarters is centrally located in the heart of the Midwest. We have been funding and closing VA loans for several years now and consider ourselves to be, “The premier one stop source for your VA loan needs.” Even though we offer many types of financing options such as FHA, Conventional, and USDA mortgages; VA home loans are our specialty. Our highly trained staff is knowledgeable, experienced, and remains up to date on the most current VA loan guidelines and practices.

Unlike the majority of VA websites that will sell your personal contact information over and over again to numerous and often-times inexperienced lenders; we stand by our commitment of offering true one-to-one service from VA Specialists and financing directly from Community First National Bank.

Since we are affiliates of a national bank and direct lender for VA home loans we have several advantages over our competitors:

  • Automated underwriting for expedited service. Full underwriter approvals in 24 - 48 hours. We have in house VA underwriters where most lenders are required to submit their VA files to other direct lenders or to the VA themselves. This can cause confusion and delays in the process.
  • We are a National Bank so you don’t have to pay the middleman. Our rates are extremely competitive.
  • We typically have fewer fees than most lenders. We do not normally charge the customary 1% origination fee that the majority of lenders routinely charge veterans.
  • We are not too big to lose sight of our customers and the service we provide. Our bank strives for the one-to-one relationship that many other lenders are too big to provide. Rather than treating our clients like a number and servicing them from call centers we value building lasting client relationships with friendly and honest service from our specialists.

As our business grows, we will never lose sight of our core mission; to provide timely, courteous, as personalized service to each individual client. At the heart of what we do is a genuine respect and sincere appreciation for all our troops, past and present. Thank you for your interest in SmartVAloans.com.